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Getting to know your Medicare options
Annual Election Period is upon us!
October 15th to December 7th
When considering your Medicare options, it is easy
to get confused and overwhelmed. Knowing what Medicare is and how it
works will help you to make the best informed decision. You have options
when it comes to Medicare. Our mission is to help you become informed on
your Medicare choices.
Here is a high level overview of your choices:
You can stay with original Medicare Part A and
Part B, or you can elect for an Advantage Plan (called Part C), or even
a Medicare Supplement and add a Prescription Drug Plan (Part D) to
provide you with Rx coverage.
Medicare Advantage plans, called MA plans, can
also come with an embedded Prescription Drug Plan. These plans would be
called MA-PD, or Medicare Advantage with Prescription Drug coverage.
A Medicare Supplement or "Medigap" plan works with
original Medicare Parts A and B to fill in the Medicare coverage
"gaps." These plans are
described below.
If you are a Californian resident, I am here to
give you the knowledge you need and appropriate carrier and plan options
to help you make an informed Annual Enrollment Period plan choice. I
represent several carriers and can help you select and enroll in the
best plan for your situation.
I can be reached at:
Bill Lorenz - Toll free 1 (800) 610-6418
CA Insurance Lic. 0D61899
Supplemental Medicare
Plans for Seniors
Medicare supplement plan quotes
Why do you
need a Medicare Supplement?
Before Medicare
will pay for any of the medical services you want or need, you must first
pay the Medicare deductibles. When combined with the Medicare coinsurance
you are also required to pay, you could be out hundreds, even thousands of
dollars before any benefits are paid by Medicare.
Purchasing a
California Supplemental Medicare plan can help provide you with protection
from these ever-increasing gaps in Medicare. We're here to help you find
the best Medicare supplemental insurance plan for seniors in California.
Medicare Supplements - The Instant
Quote option below gives you both Medicare supplemental plan pricing and
plan descriptions, PLUS lots of additional general information on
Medicare Supplemental plans.
Medicare supplement plan quotes
Medicare
Prescription Drug Plan - Part D
Also... In addition to Medicare Supplemental plans, you may also
enroll in the Medicare Prescription Drug Plan.
Insurance for
prescription drug costs makes sense. 41% of seniors take 5 or more
prescription drugs daily.
Seniors without any drug coverage fill 28% less prescriptions per year.
Source: Kaiser Family Foundation.
Enrollment help
Once you are ready to apply, simply
click here for a California Medicare instant quote. You will
have access to apply for the plan of your choice online (paperless or via
downloadable application). Or simply call me at toll free
(800) 610-6418.
Sincerely,
William Lorenz
Agent - Broker
(800) 610-6418
CA Insurance Lic: 0D61899 |
